A
Arizona
Arizona is a textbook standard-federal state: no birthday rule, no expanded GI, deep retiree competition — which keeps Plan G...
State Medigap Rules
8 entriesM
Minnesota
Minnesota, like Massachusetts and Wisconsin, maintains its own Medigap standardization with mandated benefit sets and guaranteed annual switching rights. Rule...
W
Wisconsin
Wisconsin mandates its own pre-standardization Medigap benefit set — every carrier must offer the same core benefits plus optional riders,...
M
Massachusetts
Massachusetts runs its own standardized Medigap system — the state-approved “Core” and “Supplement 1” plans replace most federal letters, and...
N
New York
New York is the Medigap outlier: community rating plus year-round guaranteed issue make it the easiest switching environment in the...
F
Florida
Florida layers state-specific guaranteed-issue windows on top of the federal ones — a meaningful shield in a retiree-heavy market where...
T
Texas
Texas has no birthday rule and no expanded guaranteed issue — the carrier you pick at 65 is a long...
C
California
California gives Medigap shoppers a rare switching right — the 30-day birthday rule — which converts your plan letter and...