Thursday, November 5, 2026
Latest
Part D in 2026: What Changed, What It Costs, and How to Shop It• Turning 65: The Month-by-Month Medicare Timeline That Protects Every Right You Have• Defending Against Medigap Rate Increases: A Ten-Year Playbook• Medigap vs Medicare Advantage: A Decision Framework You Can Actually Use• Plan G: The Complete Guide to Medicare’s Default Supplement• The 2026 Medigap Buying Guide: A Complete Walkthrough From Eligibility to Enrollment•
Featured Guide

Part D in 2026: What Changed, What It Costs, and How to Shop It

Part D spent a decade as Medicare’s most confusing product, and the 2025–2026 redesign finally simplified its core: the coverage gap is gone, a hard out-of-pocket cap protects every enrollee,...

Read the full guide Part D in 2026: What Changed, What It Costs, and How to Shop It
01 Turning 65: The Month-by-Month Medicare Timeline That Protects Every Right You Have 02 Defending Against Medigap Rate Increases: A Ten-Year Playbook 03 Medigap vs Medicare Advantage: A Decision Framework You Can Actually Use 04 Plan G: The Complete Guide to Medicare’s Default Supplement

Data Center

80+ fact-checked entries across 11 data libraries
Medigap PlansMedigap Plans →
Plan D vs Plan M: Two Cheap Routes to the Same Hospital Deductible › Plan L in 2026: 75% Coverage and a $4,000 Out-of-Pocket Cap › Plan K in 2026: 50% Coinsurance With an $8,000 Safety Valve › Plan F After 2020: Who Can Still Buy It and Who Cannot › High-Deductible Plan G in 2026: The $2,950 Deductible, Tested ›
Plan ComparisonsMedigap Comparisons →
The Complete Medigap Plan Comparison Matrix for 2026 › Plan D vs Plan G in 2026: One Exclusion, Two Prices › Plan M vs Plan G in 2026: The Vanishing 50% Plan › Plan A vs Plan B in 2026: The $1,736 Difference, Tested › Plan K vs Plan L in 2026: 50% or 75%, and Which Cap Fits ›
Carrier FilesMedigap Carriers →
Globe Life Family Heritage Medigap Review 2026: Rates and Fit › Blue Cross Blue Shield Independent Plans: Medigap Guide 2026 › Anthem Blue Cross Blue Shield Medigap: 2026 Plan G Review › Mutual of Omaha Medigap Review 2026: Plan G Rates and Risk › Aetna Medigap 2026: What It Still Sells and What to Buy Instead ›
State RulesState Medigap Rules →
Medigap in Arizona 2026: Plan G Rates, Rules and Traps › Medigap in Minnesota 2026: No Plan G, Two Plans Instead › Medigap in Wisconsin 2026: The Basic Plan and Rider System › Medigap in Massachusetts 2026: Core Plan, No Underwriting Ever › Medigap in New York 2026: Community Rates and No Underwriting ›
Rate FilesMedigap Rates →
Medigap Underwriting: The Conditions That Get You Declined › High-Deductible Plan G Economics: The $2,950 Bet Worth Taking? › Reading Medigap Rate Increase History: Patterns That Predict Trouble › Tobacco and Household Discounts: What Medigap Actually Discounts › Why the Same Plan G Costs Different Amounts by ZIP Code ›
City RatesCity Medigap Rates →
Medigap in Boston: Why Massachusetts Has No Plan G › Medigap Rates in Seattle: Plan G Costs in King County › Medigap Rates in Denver: Plan G Pricing Along the Front Range › Medigap Rates in Atlanta: Plan G Pricing Across North Georgia › Medigap Rates in Chicago: Plan G Costs in Cook County ›

Decision Guides

The Complete Medigap Plan Comparison Matrix for 2026 Head-to-Head The Complete Medigap Plan Comparison Matrix for 2026 Ten standardized Medigap plans are sold in most states, and the differences between them are narrow but consequential.... When Medicare Advantage Beats Medigap: Five Honest Situations Medicare Advantage When Medicare Advantage Beats Medigap: Five Honest Situations Most of this site argues that Medigap is the better purchase for people who can afford it. That... How to Choose a Part D Plan: The Formulary-First Method Part D How to Choose a Part D Plan: The Formulary-First Method Choosing a Part D plan is not a premium decision, although it is almost always made as one.... Moving to Another State With Medicare: What Changes and What Breaks Enrollment Moving to Another State With Medicare: What Changes and What Breaks Medicare is federal, but Medigap is state-regulated, and that distinction turns a move into a genuine insurance event....
More libraries Medicare Advantage6 Part D5 Extra Benefits5 Medicare FAQ8 Enrollment7 Comparisons8

Latest Analysis

All articles →
Oct 24 Part D in 2026: What Changed, What It Costs, and How to Shop It Part D spent a decade as Medicare’s most confusing product, and the 2025–2026 redesign finally simplified... Oct 24 Turning 65: The Month-by-Month Medicare Timeline That Protects Every Right You Have Medicare is a timeline product: nearly every right you have — guaranteed issue, penalty avoidance, the... Oct 24 Defending Against Medigap Rate Increases: A Ten-Year Playbook The biggest cost in a Medigap policy is not the premium you see — it is... Oct 24 Medigap vs Medicare Advantage: A Decision Framework You Can Actually Use Every 65-year-old makes one fork-in-the-road choice that shapes their healthcare for decades: Original Medicare wrapped in... Oct 24 Plan G: The Complete Guide to Medicare’s Default Supplement Plan G has become what Plan F was before 2020: the default answer to “which Medigap... Oct 24 The 2026 Medigap Buying Guide: A Complete Walkthrough From Eligibility to Enrollment Buying a Medigap policy is a once-per-lifetime decision made in a six-month window, and most people...

Questions Seniors Ask

Is Plan F Still Available in 2026? Eligibility and State Rules
Plan F still exists, still pays claims, and can still be bought by a declining number of people. It is not banned and it has not been withdrawn. What changed
When Can You Change Medigap Plans? The Rules by Situation
The single most misunderstood fact about Medigap is that you cannot change plans whenever you like. You can apply at any time. Whether you are accepted is a different question,
What Plan G Does Not Cover: The Complete 2026 List
Plan G pays almost everything Medicare approves, which is why it outsells every other supplement. The word "almost" is doing a great deal of work in that sentence. This page
Do Spouses Share a Medigap Plan? No — and the Rules Matter
There is no such thing as a joint Medigap policy, a family plan, or a spousal rider. Each person enrolled in Medicare buys their own policy, pays their own premium,
Can You Have Medigap and Part D Together? Yes, and You Should
Medigap and Part D are designed to be used together. Medigap pays your share of hospital and medical costs; Part D pays for outpatient prescription drugs. Neither substitutes for the
Does Medigap Cover Prescriptions? No — and Here Is What Does
No Medigap policy covers prescription drugs. Not Plan G, not Plan F, not the high-deductible versions, not any plan sold in any state. This is the single most common misconception
Medigap vs Medicare Advantage: Which One Fits You in 2026
The choice between Original Medicare with a Medigap policy and a Medicare Advantage plan is the most consequential decision in Medicare, and it is usually presented as a comparison of
What Is a Medicare Supplement Plan? The 2026 Plain-English Answer
A Medicare supplement plan — usually called Medigap — is private insurance that pays part of the cost-sharing Original Medicare leaves to you. That is the whole idea, and it